FAQ's

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Anyone over the age of 18 can take out a protection policy. There is a maximum age, however this varies from product to product. 

Please get in touch with us for an illustration. 

The answer is you don't. Your family, your car, your home and your lifestyle need protection. We insure all of these things yet fail to insure the one thing that means we can pay for all of these... ourselves. Protection is a way of ensuring you and your loved ones never have to feel vulnerable. 

This is something that we would discuss during our initial consultation. 

It is a question that can only be answered through establishing your circumstances, objectives and budget. 

This depends on your circumstances and goals. If you are a key person within a company, a Relevant Life may be the appropriate life policy for you. 

If you have recently taken out a mortgage we may suggest a Decreasing Term Assurance policy. Contact us on 0161 519 8500 to arrange your protection review so that we can recommend a policy that is most suited to your needs.

We would take any existing cover you have into consideration when making our recommendation. 

Again, this is something that doesn't have a straight forward answer as it depends upon the level of cover you have in place through work, compared to the level of cover we believe you require.

There are a few ways in which the cost of protection can be lowered, this depends on the type of protection and what your individual requirements are. 

Different providers offer different low cost options that may or may not be suitable for you. For further information, view our 'Contact Us' page to see how you can get in touch.